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Fax: (855) 295-5365
Mon - Fri: 8:30AM - 5:00PM Sat - Sun: By Appointment

Kevin J Begin
Agency Owner

Born and raised in Plymouth, Minnesota, Kevin has over 37 years of experience in the insurance industry. After graduating from the University of Minnesota, Kevin began his career with Prudential Property and Casualty where he worked as a property & casualty claims adjuster and a national catastrophe adjuster. In 1993 he began his career with American Family working first as an agent then as a District Sales Manager in Cincinnati, OH. Realizing Minnesota was truly home, he came back to agency in 2001. Kevin’s focus and strength is business insurance and life insurance risk assessment, placing the correct coverage’s that meet the needs of his clients.

Michelle Begin
Agency Owner

Michelle grew up in the insurance industry as her dad owned an independent insurance agency in southern Minnesota. After graduating from Minnesota State, Mankato with a degree in Business Administration Michelle started working for Prudential Property and Casualty in the claims department. While there she obtained her Chartered Property and Casualty Underwriter (CPCU) degree. As an Associate Manager she handled large No Fault and Bodily Injury claims. In 2002 she joined Kevin in agency with a focus on personal lines sales and service.


Homes for Heroes Affiliate, Stillwater Chamber of Commerce, Women’s Business Bridge, & City of Plymouth Firefighters


Minnesota, Wisconsin, Texas, North Dakota, Arizona, & Colorado

Personal Information

Outside of the office, we enjoy and active family life with out three children – Sam, Sophie and Abby, and our new puppy Ollie. Residents of Lake Elmo for the past 17 years.


All American, 15 time award recipient; AFLIC, 11 time award recipient, Gold Key Business Award, Life Diamond, Royalty Row.

Meet Our Team

With backgrounds in customer service, claims and underwriting there isn’t much our team hasn’t come across. That experience give us tremendous insight in how best to serve our clients. We make it a habit to get to know you. Your interests. Your goals. Your individual needs.

Carol Milleson

Licensed Description: MN – Life Insurance, Casualty Insurance, Property Insurance; WI – Property Insurance, Casualty Insurance; ND – Casualty Insurance, Property Insurance;

Office: (651) 484-1236

Fax: (855) 295-5365

Susan Johnson

Licensed Description: MN – Life Insurance, Property Insurance, Casualty Insurance; WI – Property Insurance, Casualty Insurance;

Office: (651) 484-1236

Fax: (855) 295-5365


Sophie Begin

"Michelle is great to work with! On the rare chance that she doesn't have an answer to a question, she goes the extra mile to find out the best info/options and gets back to you promptly. She is never pushy, just helps you understand your options so you can make an informed choice on your insurance needs. Thanks Michelle Begin"
Dustin Oehler
"I had been with my insurance agent for 10 years. I always had to follow up to ensure my auto insurance documents went to my lease or lien holder in a timely fashion. Upon giving Michelle a chance to quote my business for auto and Home I found that her follow through was and is exceptional. From our initial quote to processing our application to policy delivery, my wife and I were totally impressed. We also took care of a gap in our coverage that was never mentioned to me before. Michelle took the time to educate me not just sell me something. She gave me great options. I recommend Michelle every chance I get."
Karl Bollfrass
"I dreaded the thought of switching my personal insurance to a new carrier. Michelle went above and beyond to make it easy. She clearly explained everything to my satisfaction. In the end, I saved several hundred dollars of my insurance and have better coverage than before."
Sher Nyquist
"Michelle Begin made buying insurance so easy! She gets information fast and explains her recommendations in a way that only a very experienced professional can! Her honesty and integrity is comforting. She is very forthright when comparing prices. I highly recommend Michelle if you are shopping for insurance!"
Vickie Kaiser
"Working with Michelle has been a PLEASURE! She is dedicated, warm, and knows her stuff. We just worked on a Dark Web Event together to educate people of the dangers of the dark web and how you can protect yourself. Michelle came in and talked to the group about Cyber Security Insurance and how it can help protect your business from the dangers of an attack and how it can help clean up in the aftermath of a breach. She was well spoken and was able to answer everyone's questions. I would highly recommend Michelle Begin for any of you insurance needs, big or small her team can help with it all!"
Melissa Skarphol
"My husband and I own a small business. We have our business and personal insurance with American Family. We would highly recommend both Kevin and Michelle. They are both very personable, knowledgeable and trust worthy. We recently had to make a claim with our auto policy and everything was handled smoothly."
Kirsten Grupa
"My husband and I got our Life Insurance through American Family - Begin Agency and our experience was excellent! Kevin was so flexible that he made a house visit to sit down with us and explain all the options available to us. He was great throughout the whole application and approval process and we couldn't be happier. Would definitely recommend getting your insurance through the Begin Agency!"
Sama Ali Berchem
"Best insurance agency in the Twin Cities!! We have Kevin and Michelle as our HOA master policy provider and also our personal home, cars and motorcycle agent."
Brian Sandvig